Our Services

 With over 20 years of experience, you can depend on Phoenix Title Agency to provide the title services you need to compete in today’s real estate market. As a leading full-service title company, we offer a wide range of solutions for both residential and commercial clients. You can rely on us for title insurance coverage, escrow management, and settlement services including providing title reports and a municipal lien search so that consumers have clear and marketable property at closing. Take a look at how our team of experts can support you. Order a title today!

Phoenix Title Agency » Services

Our Services

    • Residential
    • Commercial
    • Title Insurance
    • Title Search
    • Loan Closings
    • Cash Closings
    • New Development
  • Refinance
  • Reverse Mortgages
  • 1031 Exchange
  • Short Sales
  • Foreclosures
  • Remote Online Notarization

The Benefits of Working With Us

Homeowners showing house keys in front of a new home with documents contract. Housing purchase and insurance concept.

Residential Title

The foundation of our reputation is based upon complete client satisfaction. Working with Phoenix Title Agency you are assured that your title commitment is processed efficiently, accurately and quickly. There are no delays in the process and we work hand-in-hand with you to avoid any last-minute delays and to assure that your closing happens as scheduled and on time!

The exterior facade of a generic small business

Commercial Title

Our expert staff of title Attorneys are experienced in all aspects of a commercial real estate transaction. Commercial transactions can be complex and massive in detail. Our on staff Attorneys understand the importance of tracking every phase and every detail of the transaction to assure that every title issue is resolved and that the deal is not lost because of a lack of experience and know-how on the part of the title attorney.

Same Day Title Search

The title basically asserts your legal right to possess a particular real estate property and use it within the limitations and restrictions set by authorities or by the previous owners. Complications, including loss of the title or a lien, would mean legal and financial consequences to both the buyer and the seller.

Phoenix Title Agency can be your partner before closing a deal. Our experts conduct a title search for a property within the same day, without worry of possible delays in the transaction.

Title Insurance Form Near Calculator And Glasses

Title Insurance Coverage

Buyers need title insurance to protect themselves from financial losses due to potential problems or defects within the title. With guidance from our seasoned professionals we can help secure the title insurance transaction for your real estate purchase.

Document with title escrow agreement.

Secured Escrow Services

Basically, “escrow” means that an impartial third party will retain funds or documents until the obligations stipulated in the contact are met. This arrangement will allow both buyers and sellers to communicate regarding large transactions. Make the most out of these transactions with help from our professionals.

CLOSING COSTS phrase on the page.

Instant Closing Cost Estimates

This is a standard form wherein all services and fees charged to the borrower by the lender are itemized. Our professionals here at Phoenix Title Agency work quickly in verifying and confirming the escrow deposits for taxes, commissions, and loan fees, among many others. It’s almost instantaneous!

3D illustration of "REAL ESTATE SETTLEMENT" title on legal document

Real Estate Settlement

Providing settlement services for all real estate transactions ranging from Residential , Commercial , Refinancing, REO, Short Sales, New Developments and more. Our team of experienced closers are available to help you closing any real estate transaction needs.


What is a “title”?

“Title” is the foundation of ownership property. It means that you have a legal right to possess that property and to use it within the restrictions imposed by authorities or limitations on its use-superimposed on the basic right to possession by previous owners.

What is “title” insurance?

Title insurance is “the application of insurance principles to hazards inherent in real estate titles.”

Do I need title insurance?

100%! Title insurance is a means of protecting yourself from financial loss in the event that problems develop regarding the rights to ownership of your property. There may be hidden title defects that even the most careful title search will not reveal. In addition to protection from financial loss, title insurance pays the cost of defending against any covered claim.

Why does buying a home differ from all other transactions?

No other property has a useful life that compares with that of land. Owners die, new ones succeed, but land goes on forever. Owners of goods may change their locations at will, but land is immovable, it lends itself to the absorption of innumerable rights. Over the ages, this so impressed lawyers and jurists that they formed a separate body of laws for land. These laws, creating many types of rights in land, are so numerous and so complex it is impossible for there to be a mathematical certainty of ownership.

Our lender already requires title insurance, won’t that protect me?

Not necessarily. There are two types of Title Insurance. Your lender likely will require that you purchase a Lender’s Policy. This policy only insures that the financial institution has a valid, enforceable lien on the property. Most lenders require this type of insurance, and typically require the borrower to pay for it.

An Owner’s Policy on the other hand is designed to protect you from title defects that existed prior to the issue date of your policy. Title troubles, such as improper estate proceedings or pending legal action, could put your equity at serious risk. If a valid claim is filed, in addition to financial loss up to the face amount of the policy, your owner’s title policy covers the full cost of any legal defense of your title.

What is meant by title defect?

Anything in the entire ownership of a piece of real estate which may encumber the owner’s right to the “peaceful enjoyment” of the property or which may cause the owner to lose any portion of the property.

The contract I signed makes the sale subject to title to the property's being good. Doesn't that protect me?

Should anything occur to defeat the title, your cause of action would be against the seller, and his ability to pay. Attorney’s fees and expenses would not be covered.

The real estate broker said the title is good. Isn't that good enough?

No one can be sure the title is clean and verified by an expert.

What happens if my home is protected by title insurance and it's challenged?

You notify the title insurance company and they defend the title, even if it goes to court. The title company bears all expenses.

How much does Title Insurance cost?

The one-time premium is directly related to the value of your home. Typically, it is less expensive than your annual auto insurance. It is a one-time only expense, paid when you purchase your home. Yet it continues to provide complete coverage for as long as you, or your heirs, own the property.

Should I shop around for the best Title Insurance deal?

Each state regulates the rates on the premiums for title insurance. The only costs that may differ would be the actual fees, such as search and examination, closing, and miscellaneous fees such as wire transfers, FedEx or courier fee and endorsements.

Can Phoenix Title Agency handle the closing?

Yes. We act as a central clearinghouse for the parties involved—collecting necessary documents, ensuring adherence to the lender’s title instructions, making arrangements for proper payment and distribution of funds. We are fully prepared to work with you from the beginning of your transaction all the way through to conclusion.

What items are needed at closing?

You will want to have these items complete or in hand when you come to the closing (please confirm with your escrow officer prior to closing):


  • Buyer’s copy of purchase agreement
  • Cashier’s check for amount needed to close
  • Proof of purchase of insurance for fire, casualty, etc.
  • Photo identification (passport, driver’s license, or state-issued identification card)


  • Seller’s copy of purchase agreement
    Any unrecorded instruments that affect the title
  • Proof of satisfaction of any mechanics’ liens, chattel mortgages, judgments, or mortgages that were paid prior to the closing
  • Photo identification (passport, driver’s license, or state-issued identification card)
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